Redeeming Points, bank of America Premium Rewards: Points are always worth 1 cent each and can be redeemed for a statement credit or award travel in the Bank of America Travel Center.
How Much Are Points Worth?
The largest hesitation is that you cannot transfer points to any airline or hotel.
What is the Bank of America Premium Rewards?List what you purchased, what airline it was for and how much the charge was as well.Amex Platinum points have a maximum value of 1 cent each (1,000 points10) for air travel and select gift cards.Winner: Amex Platinum is better for airfare and hotels, otherwise, it's a toss-up unless you also bank with Bank of America.Travel and Emergency Assistant Services provides help cordinating medical, legal and travel services when you are traveling.The missouri boaters license coupon code annual 100 air travel credit offsets baggage fees, in-flight purchases, j&p cycles discount code june 2017 and lounge fees.Repair/replace/reimburse you if an eligible item purchased with the card is stolen or damaged within 90 days of purchase.The downside is that there is a 3,000 minimum spend requirement but that isnt excessive given the sign up bonus.It might not work- it was a suggestion from a rep, I haven't tried it yet.Also BoA I haven't tried this yet- but I have another BoA card- regular "BoA Rewards'.Otherwise, it can be a solid addition to your wallet for the low annual fee, can also capture the Bank of America loyalty bonus on each purchase, or are affected by the Chase 5/24 rule.24/7 on demand referral dispatch network that poviders emergency roadside assistance, towing and locksmith services.
Coverage is supplemental to and in excess of other insurance.
Winner: Chase Sapphire Reserve, earning Points, bank of America Premium Rewards: Earn 2 points per 1 on all travel and dining and.5 points per 1 on all remaining purchases plus Bank of America Preferred Rewards bonus.
Finally, the Bank of America Premium Rewards card has two benefits that are worth more than the annual fee when redeemed.
There is also a 100 checking bonus currently available, not sure if that helps get approved or not.